.calc[data-astro-cid-65sgopqe]{display:grid;gap:1.5rem;grid-template-columns:1fr;align-items:start}@media(min-width:62rem){.calc[data-astro-cid-65sgopqe]{grid-template-columns:minmax(0,1fr) minmax(23rem,26rem);gap:2rem}.calc__results[data-astro-cid-65sgopqe]{position:sticky;top:1.25rem}}.calc__intro[data-astro-cid-65sgopqe]{font-size:.875rem;color:var(--muted);margin:0 0 1.25rem}fieldset[data-astro-cid-65sgopqe]{border:0;border-top:1px solid var(--line);padding:1.25rem 0 0;margin:0 0 1.5rem}fieldset[data-astro-cid-65sgopqe]:first-of-type{border-top:0;padding-top:0}legend[data-astro-cid-65sgopqe]{font-size:.78rem;font-weight:640;text-transform:uppercase;letter-spacing:.07em;color:var(--accent-ink);padding:0;margin-bottom:.85rem}.fieldset__note[data-astro-cid-65sgopqe]{font-size:.82rem;color:var(--muted);background:var(--surface);border-radius:var(--radius);padding:.6rem .75rem;margin:0 0 1rem}.grid-2[data-astro-cid-65sgopqe]{display:grid;gap:1rem;grid-template-columns:1fr;margin-bottom:1rem}@media(min-width:30rem){.grid-2[data-astro-cid-65sgopqe]{grid-template-columns:repeat(2,1fr)}}.field__control--select[data-astro-cid-65sgopqe] select[data-astro-cid-65sgopqe]{flex:1;min-width:0;font:inherit;font-size:.95rem;padding:.55rem 2rem .55rem .65rem;border:0;background:transparent;color:var(--ink);appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),linear-gradient(135deg,var(--muted) 50%,transparent 50%);background-position:calc(100% - 15px) center,calc(100% - 10px) center;background-size:5px 5px,5px 5px;background-repeat:no-repeat}.field__control--select[data-astro-cid-65sgopqe] select[data-astro-cid-65sgopqe]:focus{outline:none}.field__control--inline[data-astro-cid-65sgopqe]{margin-top:.5rem}.field__control--inline[data-astro-cid-65sgopqe] input[data-astro-cid-65sgopqe]{flex:1;min-width:0;font:inherit;padding:.55rem .65rem;border:0;background:transparent;font-variant-numeric:tabular-nums}.field__control--inline[data-astro-cid-65sgopqe] input[data-astro-cid-65sgopqe]:focus{outline:none}.calc__actions[data-astro-cid-65sgopqe]{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;padding-top:.5rem}.calc__feedback[data-astro-cid-65sgopqe]{font-size:.85rem;color:var(--accent-ink)}.results[data-astro-cid-65sgopqe]{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface);padding:1.15rem;box-shadow:var(--shadow-sm)}.results__heading[data-astro-cid-65sgopqe]{font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin-bottom:.75rem}.results__hero[data-astro-cid-65sgopqe]{background:var(--bg);border:1px solid var(--line);border-left:4px solid var(--positive);border-radius:var(--radius);padding:.9rem 1rem;margin-bottom:1rem}.results[data-astro-cid-65sgopqe][data-state=negative] .results__hero[data-astro-cid-65sgopqe]{border-left-color:var(--negative);background:var(--negative-soft)}.results__label[data-astro-cid-65sgopqe]{font-size:.82rem;color:var(--ink-2);margin:0 0 .1rem}.results__value[data-astro-cid-65sgopqe]{font-size:clamp(2.1rem,1.6rem + 2.2vw,2.75rem);font-weight:680;letter-spacing:-.03em;line-height:1.05;color:var(--positive);font-variant-numeric:tabular-nums;margin:0 0 .2rem}.results[data-astro-cid-65sgopqe][data-state=negative] .results__value[data-astro-cid-65sgopqe]{color:var(--negative)}.results__meta[data-astro-cid-65sgopqe]{font-size:.85rem;color:var(--ink-2);margin:0}.results__grid[data-astro-cid-65sgopqe]{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin:0}.results__grid[data-astro-cid-65sgopqe]>div[data-astro-cid-65sgopqe]{background:var(--bg);padding:.65rem .75rem}.results__grid-wide[data-astro-cid-65sgopqe]{grid-column:1 / -1}.results__grid[data-astro-cid-65sgopqe] dt[data-astro-cid-65sgopqe]{font-size:.78rem;color:var(--muted);line-height:1.3;margin-bottom:.15rem}.results__grid[data-astro-cid-65sgopqe] dd[data-astro-cid-65sgopqe]{margin:0;font-size:1.05rem;font-weight:620;color:var(--ink);font-variant-numeric:tabular-nums}.results__hint[data-astro-cid-65sgopqe]{display:block;font-size:.75rem;font-weight:400;color:var(--muted);margin-top:.15rem}.results__monthly[data-astro-cid-65sgopqe]{margin-top:1.1rem}.results__monthly[data-astro-cid-65sgopqe] h3[data-astro-cid-65sgopqe]{font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin-bottom:.5rem}.results__footnote[data-astro-cid-65sgopqe]{font-size:.75rem;color:var(--muted);margin:.5rem 0 0}.results__breakdown[data-astro-cid-65sgopqe]{margin-top:1.1rem;border-top:1px solid var(--line);padding-top:.75rem}.results__breakdown[data-astro-cid-65sgopqe] summary[data-astro-cid-65sgopqe]{cursor:pointer;font-size:.875rem;font-weight:560;color:var(--accent-ink)}.results__breakdown[data-astro-cid-65sgopqe] .data-table[data-astro-cid-65sgopqe]{margin-top:.75rem;background:var(--bg)}.results__insights[data-astro-cid-65sgopqe]{list-style:none;margin:1.1rem 0 0;padding:0;display:grid;gap:.55rem}.results__insights[data-astro-cid-65sgopqe] li[data-astro-cid-65sgopqe]{position:relative;font-size:.85rem;line-height:1.45;color:var(--ink-2);background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:.6rem .7rem .6rem 1.9rem}.results__insights[data-astro-cid-65sgopqe] li[data-astro-cid-65sgopqe]:before{content:"→";position:absolute;left:.7rem;color:var(--accent);font-weight:700}.calc__bar[data-astro-cid-65sgopqe]{position:fixed;left:0;right:0;bottom:0;z-index:10;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.6rem 1.15rem;padding-bottom:max(.6rem,env(safe-area-inset-bottom));background:var(--bg);border-top:1px solid var(--line-strong);box-shadow:0 -2px 12px #0c1a2614}@media(min-width:62rem){.calc__bar[data-astro-cid-65sgopqe]{display:none}}.calc__bar-text[data-astro-cid-65sgopqe]{display:flex;flex-direction:column;line-height:1.2;min-width:0}.calc__bar-label[data-astro-cid-65sgopqe]{font-size:.72rem;color:var(--muted)}.calc__bar-value[data-astro-cid-65sgopqe]{font-size:1.35rem;font-weight:680;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--positive)}.calc__bar[data-astro-cid-65sgopqe][data-state=negative] .calc__bar-value[data-astro-cid-65sgopqe]{color:var(--negative)}.calc__bar-link[data-astro-cid-65sgopqe]{flex-shrink:0;font-size:.85rem;font-weight:560;color:var(--accent-ink);border:1px solid var(--line-strong);border-radius:var(--radius);padding:.45rem .75rem;text-decoration:none}.sim[data-astro-cid-5mlry22w]{display:grid;gap:1.25rem;grid-template-columns:1fr;align-items:start}@media(min-width:55rem){.sim[data-astro-cid-5mlry22w]{grid-template-columns:minmax(0,1fr) minmax(18rem,22rem);gap:2rem}}.sim__controls[data-astro-cid-5mlry22w]{display:grid;gap:1.25rem}.sim__row[data-astro-cid-5mlry22w]{display:grid;grid-template-columns:1fr auto;gap:.25rem .75rem;align-items:baseline}.sim__row[data-astro-cid-5mlry22w] label[data-astro-cid-5mlry22w]{font-size:.9rem;font-weight:560}.sim__row[data-astro-cid-5mlry22w] output[data-astro-cid-5mlry22w]{font-variant-numeric:tabular-nums;font-weight:640;color:var(--accent-ink)}.sim__row[data-astro-cid-5mlry22w] input[data-astro-cid-5mlry22w][type=range]{grid-column:1 / -1;width:100%;accent-color:var(--accent);margin:.35rem 0 0;height:1.5rem}.sim__delta[data-astro-cid-5mlry22w]{grid-column:1 / -1;margin:0;font-size:.78rem;color:var(--muted);font-variant-numeric:tabular-nums}.sim__output[data-astro-cid-5mlry22w]{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface);padding:1.1rem}.sim__label[data-astro-cid-5mlry22w]{font-size:.82rem;color:var(--ink-2);margin:0 0 .15rem}.sim__value[data-astro-cid-5mlry22w]{font-size:clamp(1.9rem,1.5rem + 1.8vw,2.4rem);font-weight:680;letter-spacing:-.03em;line-height:1.05;color:var(--positive);font-variant-numeric:tabular-nums;margin:0 0 .2rem}.sim__output[data-astro-cid-5mlry22w][data-state=negative] .sim__value[data-astro-cid-5mlry22w]{color:var(--negative)}.sim__change[data-astro-cid-5mlry22w]{font-size:.85rem;font-weight:560;color:var(--ink-2);font-variant-numeric:tabular-nums;margin:0 0 1rem}.sim__grid[data-astro-cid-5mlry22w]{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin:0}.sim__grid[data-astro-cid-5mlry22w]>div[data-astro-cid-5mlry22w]{background:var(--bg);padding:.55rem .6rem}.sim__grid[data-astro-cid-5mlry22w] dt[data-astro-cid-5mlry22w]{font-size:.72rem;color:var(--muted);margin-bottom:.1rem}.sim__grid[data-astro-cid-5mlry22w] dd[data-astro-cid-5mlry22w]{margin:0;font-size:.95rem;font-weight:620;font-variant-numeric:tabular-nums}.tool-header[data-astro-cid-omfc27mc]{padding-top:1.25rem;max-width:46rem}.tool-header__sub[data-astro-cid-omfc27mc]{font-size:clamp(1rem,.95rem + .3vw,1.125rem);color:var(--ink-2);line-height:1.55;margin-bottom:0}.example-table[data-astro-cid-omfc27mc]{max-width:34rem}.formula[data-astro-cid-omfc27mc]{font-family:var(--font-num);font-size:.9rem;background:var(--surface);border-left:3px solid var(--accent);padding:.6rem .8rem;border-radius:0 var(--radius) var(--radius) 0;overflow-x:auto}.prose[data-astro-cid-omfc27mc] h3[data-astro-cid-omfc27mc]{margin-top:1.75rem}